If you’re considering buying a home in the Southern California area, you’re in the right place. Here, we’ll discuss the many benefits of purchasing a home in this beautiful part of the country. Southern California is a great place to buy a home for many reasons. The warm climate and beautiful scenery make it an …
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“Are you making mortgage payments your entire life?” Jack and Rebecca, both in their late 50’s, have been making mortgage payments for nearly 32 years. Why is it that they still have a mortgage with a remaining term of 26 years? The convenience of using their home as a checking account or a source …
Are home prices overvalued? “We are heading for a market crash!” This has been told to me by people that I respect and trust to analyze the market trends. I decided to spend a few hours researching the data myself to gauge the direction of the California real estate market. I started with the …
By Mark Gurich @https://lowermortgage.net March 13,2018 The housing bubble and subsequent crash in 2007 was precipitated by poor lending practices. Since then, The Dodd-Frank Act, the Bureau of Real Estate and the Consumer Financial Protection Agency have restricted predatory lending practices designed to confuse consumers into purchasing a property that they can’t afford. In the …
