Compare Today’s Mortgage Rates: Call (805) 446-6161

Refinance or purchase “interest rates” lower than banks and credit unions!

February 14,  2019 Rate APR Points
LowerMortgage.Net 3.893% 3.978% 0.993
B of A 4.125% 4.251% 0.993
Chase 4.250% 4.376% 1.000
Quicken Loans 4.375% 4.646% 2.000
Wells Fargo 4.375% 4.459% NA

Save with the Lowest Interest Rates

As a licensed mortgage broker, LowerMortgage.Net contracts with over 30 of the nations most respected wholesale lenders to offer you the lowest rates and fee’s available. Why do banks charge more fee’s and have higher interest rates? Banks need to pay for their brick and mortar buildings, advertising, employee benefits, commission to loan originators and most of all their shareholders. As a mortgage broker, we have a set negotiated compensation that the lender will pay us on every loan that is originated through them. This amount is far less than the combined costs incurred by a bank for originating that same loan. Lower fee’s and costs means you save money!

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Easy Application!

The loan application for a purchase or refinance is nearly the same. A 10 minute call to one of our experienced and friendly loan officers
will start the process. You will be informed of the many different loan options available to you and the various costs or credits assigned to each. On a purchase, we provide a pre-approval letter based on the borrowers qualifications. We encourage you to research other lenders to compare their rates to LowerMortgage.Net. As one of the premier mortgage brokerages in California, we are confident that our interest rates and customer service will impress.

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What to expect when buying a home!

Buying a home can be both exciting and overwhelming! We work with you and your real estate agent to facilitate a smooth transition to closing. Most real estate contracts allow a 17 day contingency to acquire financing for the property that you intend to purchase. Upon completing an application and gathering the particular processing documents (ie; income, asset verification and insurance), we underwrite the application, request the appraisal and insurance, and coordinate with escrow a closing date. Updates are sent to the borrower, the real estate agent and escrow during the process.

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Refinance your mortgage in Westlake Village, Thousand Oaks, Simi Valley, Newbury Park or anywhere in California. Call for a quote over the phone, 805-446-6161.

We are your full service mortgage source with access to over 50 of the nations most respected lenders to offer you the lowest interest rates available. is a mortgage broker specializing in refinancing and No Cost Loans.

About LowerMortgage.Net

We have built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of consumers and real estate professionals in California.

Why pay Bank Rates when you can receive a discounted rate from LowerMortgage.Net?

Thousand Oaks, Westlake Village, Newbury Park and Simi Valley Refinance

NMLS # 364342


License #01312743

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