Retire without a mortgage payment

“Are you making mortgage payments your entire life?”        Jack and Rebecca, both in their late 50’s, have been making mortgage payments for nearly 32 years. Why is it that…

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market going dwn

Are home prices overvalued?

Are home prices overvalued?        “We are heading for a market crash!” This has been told to me by people that I respect and trust to analyze the market trends….

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No housing bubble or market crash

By Mark Gurich March 13,2018 The housing bubble and subsequent crash in 2007 was precipitated by poor lending practices. Since then, The Dodd-Frank Act, the Bureau of Real Estate…

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15 year vs 30 year mortgage

15 year vs 30 year mortgage Since the increase in “standard minimum deduction” will increase for 2018, it may be the wise move to re-think the benefit of paying off…

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Why should you buy real estate today?

Why should we buy real estate? Stability; (start a family, plant routes) As lifelong renters, Suzanne and Stephen bought a home in the suburbs last year, hoping that their newborn…

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How does a mortgage broker get paid?

Doesn’t it make sense that hiring a mortgage broker to obtain a loan for you would cost more since there is now another person involved and they must get paid…

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Factors considered when attaining a mortgage

Factors when attaining a Mortgage For many Americans, purchasing a home can be the most expensive decision of their life, and obtaining a mortgage can often be stressful. Research and…

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What is happening to interest rates?

The unemployment figures came out with fewer unemployment first time claims. As a result, banks are thinking the economy is getting better and that “Quantitative Easing” will be discontinued soon….

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Mortgage Rate Trends

June 7,  2013RateAPRPointsLowerMortgage.Net3.750%3.821%.620Chase3.875%4.019%1.375Bank of America4.000%4.164%.948Wells Fargo4.125%4.252%NA Mortgage rates have been increasing over the past 15 days as a result of news that the Feds may slow they quantitative easing and…

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