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Are home prices overvalued?        “We are heading for a market crash!” This has been told to me by people that I respect and trust to analyze the market trends.…

By Mark Gurich @Lowermortgage.net March 13,2018 The housing bubble and subsequent crash in 2007 was precipitated by poor lending practices. Since then, The Dodd-Frank Act, the Bureau of Real Estate…

“I should have bought a bigger house” The #1 regret home buyers listed in studies by NerdWallet and Trulia is that they wish they would have bought a bigger house.…

15 year vs 30 year mortgage Since the increase in “standard minimum deduction” will increase for 2018, it may be the wise move to re-think the benefit of paying off…

Why should we buy real estate? Stability; (start a family, plant routes) As lifelong renters, Suzanne and Stephen bought a home in the suburbs last year, hoping that their newborn…

Millennials are making an impact in the housing market. It is said the millennials value experience over accumulation of goods. This may be why according to The National Association of…

Doesn’t it make sense that hiring a mortgage broker to obtain a loan for you would cost more since there is now another person involved and they must get paid…

Factors when attaining a Mortgage For many Americans, purchasing a home can be the most expensive decision of their life, and obtaining a mortgage can often be stressful. Research and…

The unemployment figures came out with fewer unemployment first time claims. As a result, banks are thinking the economy is getting better and that “Quantitative Easing” will be discontinued soon.…

June 7,  2013 Rate APR Points LowerMortgage.Net 3.750% 3.821% .620 Chase 3.875% 4.019% 1.375 Bank of America 4.000% 4.164% .948 Wells Fargo 4.125% 4.252% NA Mortgage rates have been increasing…