Important Disclosures

  • Mortgage Rates shown are based on a $417,000 loan, a loan to value of 60%, a minimum fico score of 740 and either an owner occupied property or second home.
  • Impounds are included in the monthly payment although not required.
  • The displayed Annual Percentage Rate (APR) reflect the interest rate, total points and prepaid finance charges for the loan products shown.
  • You may choose to pay less points or more which will correspond to a higher or lower interest rate and APR.
  • Information displayed is accurate as of the date of the latest update and is subject to change without notice.
  • Loans can only be locked upon submission or anyday there after.
  • These mortgage rates and rate lock period apply only in certain conditions. Your loans interest rate and rate- lock period will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.  Please contact us at 805-446-6161 for more information.


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